Accountancy services

Everything your business needs in one place — from statutory compliance to strategic financial leadership. All delivered with the rigour of FTSE-level finance and the plain language of a real conversation.

One firm. Every service your business actually needs.

Most accountancy firms either keep things simple and refer you out for anything strategic — or charge enterprise fees for advice you'd struggle to use. We sit deliberately in the middle. Compliance handled to the highest standard. Strategic advice in plain English. All under one roof, with one point of contact, on a fixed monthly fee.

Here's everything we do:

Annual Accounts & Corporation Tax

Statutory accounts and corporation tax returns, prepared properly.

What's included:

  • Year-end accounts compliant with Companies House and HMRC
  • Corporation tax computation and CT600 submission
  • Director's report and notes to the accounts
  • Annual review meeting to walk you through the numbers
  • iXBRL tagging and digital filing handled in-house

Why it matters: Most accounts get filed and forgotten. We use yours to show you what's actually working, where the cash is going, and what to plan for next year. The accounts are the start of the conversation, not the end of it.

Best for: Limited companies of all sizes — from one-person contractor companies to £25m turnover SMEs.

Infographic comparing standard annual accounts delivery with proactive accounting support including insights, actions, and timing guidance.
Infographic listing commonly missed self assessment tax reliefs including home office use, mileage, subscriptions, pension carry forward, trading allowance, and marriage allowance.

Self Assessment Tax Returns

Personal tax returns, sorted properly the first time.

What's included:

  • Full SA100 preparation and submission
  • All supplementary pages — self-employment, property, dividends, capital gains, foreign income
  • Tax efficiency review to find reliefs your last return missed
  • HMRC liaison if any queries arise
  • Year-round access for tax questions, not just at deadline

Why it matters: One of our clients saved over £6,000 in tax in their first year with us — purely from claims their previous accountant had missed. Self assessment isn't just about getting the numbers right. It's about getting the right numbers in.

Best for: Company directors, self-employed professionals, landlords, contractors, and anyone earning income outside of PAYE

VAT Services

Registration, returns, and the advice that stops VAT becoming a problem.

What's included:

  • VAT registration and scheme selection (standard, flat rate, cash accounting, annual)
  • Quarterly VAT return preparation and submission
  • Full Making Tax Digital (MTD) compliance
  • Reverse charge guidance for construction (CIS) and services
  • Partial exemption calculations where applicable

Why it matters: VAT is the area where small mistakes turn into expensive HMRC investigations fastest. We make sure the scheme is right for your business model, the records are clean, and the returns are submitted on time — every quarter, every time.

Best for: VAT-registered businesses turning over £90,000+, businesses approaching the threshold, and any company where VAT mechanics are complicated (international, construction, mixed supplies).

Infographic showing three common VAT mistakes that trigger HMRC issues including wrong scheme choice, late MTD compliance, and missed reverse charge with associated costs.
Infographic showing a six step monthly payroll cycle including payroll calculation, payslips, HMRC RTI submission, pension contributions, and payment processing.

Payroll Management

Reliable payroll for teams of 1 to 100+, run without the headaches.

What's included:

  • Weekly, fortnightly, or monthly payroll processing
  • Real Time Information (RTI) submissions to HMRC
  • Pension auto-enrolment compliance and management
  • Employee payslips delivered securely
  • Year-end P60s and P11Ds where applicable
  • Statutory pay calculations (sick pay, maternity, paternity)

Why it matters: Payroll is one of those things that has to work perfectly every single month. Get it wrong and you have unhappy staff, HMRC penalties, or both. We've been doing this for seventeen years — it just works.

Best for: Any business with employees, including directors paying themselves through PAYE.

Bookkeeping

that actually helps you run your business.

What's included:

  • Cloud bookkeeping setup on Xero or Sage
  • Monthly transaction processing and reconciliation
  • Accounts payable and receivable management
  • VAT-ready records maintained throughout the year
  • Custom monthly reporting to your inbox

Why it matters: Most bookkeeping is treated as data entry. Done properly, it's the foundation of every good decision a business owner makes — because you can finally see your numbers in real time, not six months after the fact.

Best for: Growing businesses where the owner has stopped being able to do it themselves, and businesses that want their accountant and bookkeeper aligned (us, in both cases).

Infographic comparing traditional bookkeeping with cloud based bookkeeping showing delayed records versus real time dashboards and decision making.
Cashflow forecasting infographic showing a 12 month calendar with tax deadlines, VAT payments, seasonal dips, and stable periods highlighting pressure points across the year.

Cashflow Forecasting

See pressure points before they become problems.

What's included:

  • 13-week rolling cashflow forecast (the standard banks and investors trust)
  • 12-month strategic cashflow projection
  • Scenario modelling — best case, worst case, realistic
  • Quarterly review and refresh
  • Cashflow stress-testing for funding applications

Why it matters: Most businesses don't fail because they're unprofitable. They fail because they run out of cash. A proper forecast tells you exactly when the pressure points are coming so you can plan around them instead of being surprised by them.

Best for: Growing businesses, seasonal businesses, businesses planning investment or hiring, and anyone preparing a funding application.

Tax Planning

that pays for itself.

What's included:

  • Annual tax planning review (before year-end, when it can still make a difference)
  • Director remuneration and dividend optimisation
  • Capital allowances and reliefs review
  • R&D tax credit assessment where applicable
  • Inheritance tax and exit planning conversations

Why it matters: Most tax bills get paid because nobody planned for them. The legal reliefs, allowances, and timing decisions that reduce them are available to everyone — but only the businesses with proactive accountants ever use them. That's where we earn our fee several times over.

Best for: Business owners who suspect they're paying more tax than they should be, and growing businesses where the next stage will trigger new tax exposure.

Infographic showing a £6,000 tax saving breakdown including capital allowances, director remuneration planning, pension contributions, and use of trading losses.
Infographic showing HMRC enquiry response options comparing handling an investigation alone versus professional support, including risks, penalties, and outcomes.

HMRC Investigation Defence

HMRC investigation? We've handled this before.

What's included:

  • Full HMRC liaison from first letter to resolution
  • Document preparation and response drafting
  • Negotiation of settlements and payment plans where applicable
  • Representation in enquiries, compliance checks, and full investigations
  • Calm, experienced guidance through what can be a very stressful process

Why it matters: HMRC enquiries can run for months and the wrong response in the first week can cost tens of thousands by the end. Adam has handled investigations for clients across multiple sectors — including some that started badly and ended with full clearance and no penalty.

Best for: Anyone who's received an HMRC enquiry letter, formal investigation notice, or compliance check. Time-critical — get advice before responding.

Virtual Finance Director

FD-grade financial leadership, built for SMEs.

What's included:

  • Monthly management accounts and KPI reporting
  • Strategic financial planning and quarterly board-level reviews
  • Pricing strategy and margin analysis
  • Funding applications and lender presentations
  • Cash management, working capital optimisation, growth modelling
  • Direct phone and email access for in-the-moment decisions

Why it matters: A full-time Finance Director costs £80,000+ a year. Most SMEs don't need one full-time — but they desperately need the thinking one provides. Virtual FD gives you that thinking, applied to your business, on a fraction of the cost. Adam brings seventeen years of senior finance experience inside FTSE 100 and listed plc businesses to a relationship that costs less than a good part-time bookkeeper.

Best for: £500k+ turnover businesses ready to grow, businesses preparing for sale or fundraise, and owners who've outgrown traditional accountancy and need a financial sparring partner.

Infographic comparing the cost of a full-time finance director with a Virtual FD service, highlighting salary, employer costs, and flexible monthly pricing with FD Analytical.

Not sure where to start?

That's exactly what the free 30-minute call is for. Tell us where you are. We'll tell you what we'd do. No pressure either way.